/* ============================================================
   Loan Orbit Pro — Master Stylesheet
   Color Palette: Deep Navy #0A1628, Gold #D4A843, Teal #0FB4B4
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Playfair+Display:wght@700;800&display=swap');

:root {
  --navy: #0A1628;
  --navy-mid: #112240;
  --navy-light: #1a3260;
  --gold: #D4A843;
  --gold-light: #E8C56A;
  --gold-dark: #B8892A;
  --teal: #0FB4B4;
  --teal-light: #1ECECE;
  --white: #FFFFFF;
  --off-white: #F4F7FC;
  --gray: #8A94A6;
  --gray-light: #E8EDF5;
  --text-dark: #0D1B2A;
  --text-mid: #3D5066;
  --shadow: 0 4px 24px rgba(10,22,40,0.12);
  --shadow-lg: 0 8px 48px rgba(10,22,40,0.18);
  --radius: 12px;
  --radius-lg: 20px;
  --transition: all 0.3s cubic-bezier(0.4,0,0.2,1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  background: var(--white);
  color: var(--text-dark);
  line-height: 1.7;
  overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

h1,h2,h3,h4,h5,h6 {
  font-family: 'Playfair Display', serif;
  line-height: 1.25;
  color: var(--navy);
}

/* ── UTILITIES ── */
.container { max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.section-pad { padding: 90px 0; }
.text-gold { color: var(--gold); }
.text-teal { color: var(--teal); }
.text-center { text-align: center; }
.badge {
  display: inline-block;
  background: rgba(212,168,67,.15);
  color: var(--gold-dark);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 50px;
  margin-bottom: 16px;
}

.section-title {
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  color: var(--navy);
  margin-bottom: 14px;
}
.section-subtitle {
  font-size: 1.05rem;
  color: var(--text-mid);
  max-width: 600px;
  margin: 0 auto 48px;
}

/* ── BUTTONS ── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: 50px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: var(--transition);
}
.btn-primary {
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  color: var(--navy);
  box-shadow: 0 4px 20px rgba(212,168,67,.4);
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(212,168,67,.5);
}
.btn-outline {
  background: transparent;
  border: 2px solid var(--white);
  color: var(--white);
}
.btn-outline:hover {
  background: var(--white);
  color: var(--navy);
}
.btn-navy {
  background: var(--navy);
  color: var(--white);
}
.btn-navy:hover {
  background: var(--navy-light);
  transform: translateY(-2px);
}

/* ── NAVBAR ── */
#navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: transparent;
  transition: var(--transition);
  padding: 18px 0;
}
#navbar.scrolled {
  background: var(--navy);
  padding: 12px 0;
  box-shadow: var(--shadow-lg);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
}
.nav-logo .logo-icon {
  width: 42px; height: 42px;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
}
.nav-logo .brand-name {
  font-family: 'Playfair Display', serif;
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1.1;
}
.brand-logo {
  height: 60px;
  width: 60px;
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
}
.nav-logo .brand-tagline {
  font-size: 0.65rem;
  color: var(--gold);
  letter-spacing: 1px;
  font-weight: 500;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 6px;
}
.nav-links a {
  color: rgba(255,255,255,0.85);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 8px 14px;
  border-radius: 8px;
  transition: var(--transition);
}
.nav-links a:hover, .nav-links a.active {
  color: var(--gold);
  background: rgba(212,168,67,.1);
}
.nav-cta {
  background: linear-gradient(135deg, var(--gold), var(--gold-dark)) !important;
  color: var(--navy) !important;
  padding: 9px 22px !important;
  border-radius: 50px !important;
}
.nav-cta:hover { transform: scale(1.05); }
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}
.hamburger span {
  width: 26px; height: 3px;
  background: var(--white);
  border-radius: 3px;
  transition: var(--transition);
}
.hamburger.active span:nth-child(1) { transform: rotate(45deg) translate(5px,6px); }
.hamburger.active span:nth-child(2) { opacity: 0; }
.hamburger.active span:nth-child(3) { transform: rotate(-45deg) translate(5px,-6px); }

/* ── HERO ── */
.hero {
  min-height: 100vh;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 50%, var(--navy-light) 100%);
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -60%; right: -20%;
  width: 700px; height: 700px;
  background: radial-gradient(circle, rgba(212,168,67,.15) 0%, transparent 70%);
  border-radius: 50%;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -40%; left: -10%;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(15,180,180,.1) 0%, transparent 70%);
  border-radius: 50%;
}
.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 2;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(212,168,67,.15);
  border: 1px solid rgba(212,168,67,.3);
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 1px;
  padding: 8px 18px;
  border-radius: 50px;
  margin-bottom: 24px;
}
.hero-title {
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 20px;
}
.hero-title span { color: var(--gold); }
.hero-desc {
  color: rgba(255,255,255,.75);
  font-size: 1.1rem;
  margin-bottom: 36px;
  max-width: 480px;
}
.hero-btns { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-stats {
  display: flex;
  gap: 32px;
  margin-top: 48px;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,.15);
}
.stat-item { }
.stat-number {
  font-family: 'Playfair Display', serif;
  font-size: 2rem;
  font-weight: 800;
  color: var(--gold);
}
.stat-label {
  font-size: 0.82rem;
  color: rgba(255,255,255,.6);
  font-weight: 500;
}
.hero-image-wrap {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.hero-image-wrap img {
  width: 100%;
  height: 520px;
  object-fit: cover;
}
.hero-image-card {
  position: absolute;
  bottom: 24px; left: -20px;
  background: var(--white);
  padding: 14px 20px;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 12px;
  min-width: 200px;
}
.hero-image-card .card-icon {
  width: 44px; height: 44px;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}
.hero-image-card .card-text .card-val {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--navy);
}
.hero-image-card .card-text .card-lbl { font-size: 0.75rem; color: var(--gray); }

/* ── TRUST BAR ── */
.trust-bar {
  background: var(--navy);
  padding: 28px 0;
}
.trust-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,.75);
  font-size: 0.9rem;
  font-weight: 500;
}
.trust-item .t-icon { font-size: 1.4rem; color: var(--gold); }

/* ── SERVICES / LOAN TYPES ── */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 28px;
  margin-top: 12px;
}
.service-card {
  background: var(--white);
  border: 1px solid var(--gray-light);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--gold), var(--teal));
  transform: scaleX(0);
  transition: var(--transition);
}
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}
.service-card:hover::before { transform: scaleX(1); }
.service-icon {
  width: 64px; height: 64px;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(212,168,67,.15), rgba(212,168,67,.05));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  margin-bottom: 20px;
  transition: var(--transition);
}
.service-card:hover .service-icon {
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
}
.service-card h3 { font-size: 1.2rem; margin-bottom: 10px; }
.service-card p { color: var(--text-mid); font-size: 0.93rem; }
.service-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--gold-dark);
  font-size: 0.9rem;
  font-weight: 600;
  margin-top: 16px;
  transition: var(--transition);
}
.service-link:hover { gap: 10px; }

/* ── ABOUT SECTION ── */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: center;
}
.about-image-wrap { position: relative; border-radius: var(--radius-lg); overflow: visible; }
.about-image-wrap img {
  width: 100%;
  height: 500px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}
.about-badge-float {
  position: absolute;
  bottom: -24px; right: -24px;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  color: var(--navy);
  padding: 20px 26px;
  border-radius: var(--radius);
  text-align: center;
  box-shadow: var(--shadow-lg);
}
.about-badge-float .big-num { font-size: 2.4rem; font-weight: 800; line-height: 1; }
.about-badge-float .small-txt { font-size: 0.78rem; font-weight: 600; }
.about-checks { margin: 20px 0 28px; }
.check-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 14px;
  color: var(--text-mid);
}
.check-item .chk { color: var(--teal); font-size: 1.1rem; margin-top: 2px; }

/* ── PROCESS ── */
.process-section { background: var(--off-white); }
.process-grid {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 24px;
  position: relative;
}
.process-grid::before {
  content: '';
  position: absolute;
  top: 50px; left: 12.5%; right: 12.5%;
  height: 2px;
  background: linear-gradient(90deg, var(--gold), var(--teal));
}
.process-card {
  text-align: center;
  position: relative;
  z-index: 2;
}
.process-num {
  width: 72px; height: 72px;
  border-radius: 50%;
  background: var(--white);
  border: 3px solid var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Playfair Display', serif;
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--gold);
  margin: 0 auto 20px;
  box-shadow: var(--shadow);
}
.process-card h3 { font-size: 1.05rem; margin-bottom: 8px; }
.process-card p { font-size: 0.88rem; color: var(--text-mid); }

/* ── TESTIMONIALS ── */
.testimonials-section { background: linear-gradient(135deg, var(--navy), var(--navy-mid)); }
.testimonials-section .section-title { color: var(--white); }
.testimonials-section .section-subtitle { color: rgba(255,255,255,.65); }
.testi-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 28px;
}
.testi-card {
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--radius-lg);
  padding: 32px;
  backdrop-filter: blur(10px);
  transition: var(--transition);
}
.testi-card:hover {
  background: rgba(255,255,255,.12);
  transform: translateY(-4px);
}
.stars { color: var(--gold); font-size: 1rem; margin-bottom: 16px; }
.testi-text {
  color: rgba(255,255,255,.85);
  font-size: 0.95rem;
  margin-bottom: 24px;
  font-style: italic;
}
.testi-author { display: flex; align-items: center; gap: 14px; }
.testi-avatar {
  width: 50px; height: 50px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--gold);
}
.testi-name { color: var(--white); font-weight: 600; font-size: 0.95rem; }
.testi-role { color: var(--gold); font-size: 0.78rem; }

/* ── DEALS / CTA BANNER ── */
.cta-banner {
  background: linear-gradient(135deg, var(--gold-dark) 0%, var(--gold) 50%, var(--gold-light) 100%);
  padding: 70px 0;
}
.cta-inner {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 40px;
}
.cta-inner h2 { color: var(--navy); font-size: clamp(1.6rem, 3vw, 2.4rem); }
.cta-inner p { color: var(--navy-mid); margin-top: 8px; font-size: 1rem; }
.cta-inner .btn-navy { padding: 16px 40px; font-size: 1.05rem; white-space: nowrap; }

/* ── ENQUIRY FORM ── */
.enquiry-section { background: var(--off-white); }
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.form-group.full { grid-column: 1 / -1; }
.form-group label {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-dark);
}
.form-group input,
.form-group select,
.form-group textarea {
  padding: 13px 16px;
  border: 1.5px solid var(--gray-light);
  border-radius: var(--radius);
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  color: var(--text-dark);
  background: var(--white);
  transition: var(--transition);
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(212,168,67,.15);
}
.form-group input.error,
.form-group select.error,
.form-group textarea.error {
  border-color: #e53e3e;
  box-shadow: 0 0 0 3px rgba(229,62,62,.12);
}
.error-msg { font-size: 0.78rem; color: #e53e3e; margin-top: 2px; }
.form-group textarea { resize: vertical; min-height: 120px; }
.consent-group {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  grid-column: 1 / -1;
  background: rgba(212,168,67,.07);
  border: 1px solid rgba(212,168,67,.25);
  border-radius: var(--radius);
  padding: 16px;
}
.consent-group input[type="checkbox"] {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  margin-top: 2px;
  accent-color: var(--gold-dark);
  cursor: pointer;
}
.consent-group label {
  font-size: 0.85rem;
  color: var(--text-mid);
  cursor: pointer;
}
.consent-group label a { color: var(--gold-dark); font-weight: 600; }
.form-wrap {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 48px;
  box-shadow: var(--shadow);
  max-width: 800px;
  margin: 0 auto;
}
.form-wrap h2 { font-size: 2rem; margin-bottom: 6px; }
.form-wrap .sub { color: var(--text-mid); margin-bottom: 32px; }

/* ── FOOTER ── */
footer {
  background: var(--navy);
  color: rgba(255,255,255,.75);
  padding: 70px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.8fr 1fr 1fr 1.4fr;
  gap: 40px;
}
.footer-brand .brand { display: flex; align-items: center; gap: 10px; margin-bottom: 16px; }
.footer-brand .logo-icon {
  width: 38px; height: 38px;
  background: linear-gradient(135deg,var(--gold),var(--gold-dark));
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem;
}
.footer-brand .brand-name { font-family: 'Playfair Display',serif; font-size: 1.15rem; color: var(--white); }
.footer-brand p { font-size: 0.9rem; line-height: 1.7; margin-bottom: 24px; }
.social-links { display: flex; gap: 10px; }
.social-links a {
  width: 38px; height: 38px;
  border-radius: 8px;
  border: 1px solid rgba(255,255,255,.2);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.7);
  font-size: 1rem;
  transition: var(--transition);
}
.social-links a:hover {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--navy);
}
.footer-col h4 {
  color: var(--white);
  font-size: 1rem;
  margin-bottom: 20px;
  font-family: 'Inter',sans-serif;
  font-weight: 700;
  position: relative;
  padding-bottom: 10px;
}
.footer-col h4::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 32px; height: 2px;
  background: var(--gold);
}
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a {
  color: rgba(255,255,255,.65);
  font-size: 0.9rem;
  transition: var(--transition);
}
.footer-col ul li a:hover { color: var(--gold); padding-left: 4px; }
.contact-info li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.9rem;
  color: rgba(255,255,255,.65);
  margin-bottom: 12px;
}
.contact-info li span.icon { color: var(--gold); font-size: 1rem; margin-top: 2px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  margin-top: 50px;
  padding: 22px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom p { font-size: 0.85rem; color: rgba(255,255,255,.5); }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { color: rgba(255,255,255,.5); font-size: 0.85rem; transition: var(--transition); }
.footer-bottom-links a:hover { color: var(--gold); }

/* ── PAGE HERO ── */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  padding: 160px 0 80px;
  text-align: center;
}
.page-hero h1 { color: var(--white); font-size: clamp(2rem,5vw,3.2rem); margin-bottom: 14px; }
.page-hero p { color: rgba(255,255,255,.7); font-size: 1.05rem; max-width: 600px; margin: 0 auto 20px; }
.breadcrumb {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-size: 0.88rem;
  color: rgba(255,255,255,.55);
}
.breadcrumb a { color: var(--gold); }
.breadcrumb span { color: rgba(255,255,255,.35); }

/* ── ABOUT PAGE ── */
.values-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 24px;
}
.value-card {
  background: var(--off-white);
  border-radius: var(--radius-lg);
  padding: 32px;
  text-align: center;
  transition: var(--transition);
}
.value-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.value-icon { font-size: 2.4rem; margin-bottom: 16px; }
.value-card h3 { margin-bottom: 10px; }
.value-card p { font-size: 0.9rem; color: var(--text-mid); }

.team-grid {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 28px;
}
.team-card {
  text-align: center;
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px 20px;
  box-shadow: var(--shadow);
  transition: var(--transition);
}
.team-card:hover { transform: translateY(-4px); }
.team-card img {
  width: 90px; height: 90px;
  border-radius: 50%;
  object-fit: cover;
  margin: 0 auto 14px;
  border: 3px solid var(--gold);
}
.team-card h4 { font-size: 1rem; margin-bottom: 4px; }
.team-card .role { font-size: 0.82rem; color: var(--gold-dark); font-weight: 600; }

/* ── SERVICES PAGE ── */
.service-detail-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
  display: grid;
  grid-template-columns: 1fr 1fr;
  margin-bottom: 40px;
  transition: var(--transition);
}
.service-detail-card:hover { box-shadow: var(--shadow-lg); }
.service-detail-card.reverse { direction: rtl; }
.service-detail-card.reverse > * { direction: ltr; }
.service-detail-img img { width: 100%; height: 100%; min-height: 280px; object-fit: cover; }
.service-detail-body { padding: 40px; display: flex; flex-direction: column; justify-content: center; }
.service-detail-body .badge { margin-bottom: 12px; }
.service-detail-body h3 { font-size: 1.5rem; margin-bottom: 12px; }
.service-detail-body p { color: var(--text-mid); margin-bottom: 16px; font-size: 0.95rem; }
.feature-list li {
  display: flex; align-items: center; gap: 8px;
  font-size: 0.9rem; color: var(--text-mid); margin-bottom: 8px;
}
.feature-list li::before { content: '✓'; color: var(--teal); font-weight: 700; }

/* ── POLICY PAGES ── */
.policy-wrap {
  max-width: 820px;
  margin: 0 auto;
  padding: 80px 24px;
}
.policy-wrap h2 { font-size: 1.5rem; color: var(--navy); margin: 36px 0 12px; }
.policy-wrap h3 { font-size: 1.1rem; color: var(--navy); margin: 24px 0 8px; }
.policy-wrap p { color: var(--text-mid); margin-bottom: 14px; font-size: 0.95rem; }
.policy-wrap ul { margin: 0 0 14px 24px; }
.policy-wrap ul li { list-style: disc; color: var(--text-mid); font-size: 0.95rem; margin-bottom: 6px; }
.policy-date { color: var(--gray); font-size: 0.85rem; margin-bottom: 32px; }

/* ── CONTACT PAGE ── */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 60px;
  align-items: start;
}
.contact-info-block { }
.info-card {
  background: var(--off-white);
  border-radius: var(--radius);
  padding: 24px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 20px;
}
.info-card .i-icon {
  width: 50px; height: 50px; flex-shrink: 0;
  border-radius: 12px;
  background: linear-gradient(135deg,var(--gold),var(--gold-dark));
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem;
  color: var(--navy);
}
.info-card h4 { font-size: 0.95rem; margin-bottom: 4px; }
.info-card p, .info-card a { font-size: 0.9rem; color: var(--text-mid); }
.map-wrap {
  border-radius: var(--radius-lg);
  overflow: hidden;
  height: 220px;
  background: var(--gray-light);
  display: flex; align-items: center; justify-content: center;
  color: var(--gray);
  font-size: 0.9rem;
  margin-top: 24px;
}

/* ── SCROLL ANIMATIONS ── */
.fade-up {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ── SUCCESS MESSAGE ── */
.success-msg {
  display: none;
  background: linear-gradient(135deg,rgba(15,180,180,.1),rgba(15,180,180,.05));
  border: 1px solid var(--teal);
  border-radius: var(--radius);
  padding: 20px 24px;
  color: var(--teal);
  font-weight: 600;
  font-size: 0.95rem;
  text-align: center;
  margin-top: 16px;
  gap: 10px;
}
.success-msg.show { display: flex; align-items: center; justify-content: center; }

/* ── RESPONSIVE ── */
@media (max-width:1024px) {
  .services-grid { grid-template-columns: repeat(2,1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .team-grid { grid-template-columns: repeat(2,1fr); }
  .process-grid { grid-template-columns: repeat(2,1fr); }
  .process-grid::before { display: none; }
}

@media (max-width:768px) {
  .nav-links { display: none; position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: var(--navy); flex-direction: column; justify-content: center; align-items: center; gap: 16px; z-index: 999; }
  .nav-links.open { display: flex; }
  .nav-links a { font-size: 1.2rem; padding: 14px 24px; }
  .hamburger { display: flex; z-index: 1001; }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-image-wrap { display: none; }
  .hero-stats { flex-wrap: wrap; gap: 24px; }
  .about-grid { grid-template-columns: 1fr; }
  .about-badge-float { right: 0; bottom: -10px; }
  .testi-grid { grid-template-columns: 1fr; }
  .cta-inner { grid-template-columns: 1fr; text-align: center; }
  .form-grid { grid-template-columns: 1fr; }
  .form-group.full { grid-column: 1; }
  .services-grid { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: repeat(2,1fr); }
  .process-grid { grid-template-columns: 1fr; }
  .service-detail-card { grid-template-columns: 1fr; }
  .service-detail-card.reverse { direction: ltr; }
  .contact-grid { grid-template-columns: 1fr; }
  .form-wrap { padding: 28px 20px; }
  .section-pad { padding: 60px 0; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .trust-inner { gap: 24px; }
}