Privacy Policy

Last Updated: January 1, 2025

Welcome to Loan Orbit Pro ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website (www.loanorbitpro.shop) or use our financial services. By using our services, you agree to the terms of this Privacy Policy.

1. Information We Collect

Loan Orbit Pro collects information to provide you with accurate loan assessments and efficient service. We collect:

Personal Identification Information

• Full name, date of birth, gender
• Government-issued ID (Aadhaar, PAN, Voter ID, Passport)
• Photograph and signature

Financial Information

• Income details, employment information, salary slips
• Bank account details for disbursal and EMI collection
• Credit score and credit history (obtained from credit bureaus)
• Existing loan obligations and liabilities

Contact Information

• Email address, phone number, residential and office address

Technical Information

• IP address, browser type, device information
• Cookies and usage data from our website

2. How We Use Your Information

Loan Orbit Pro uses your information to:

• Process and evaluate your loan application
• Verify your identity and conduct credit assessments
• Disburse approved loan amounts to your bank account
• Collect EMIs and manage your loan account
• Send transaction alerts, statements, and important notices
• Send marketing communications (with your consent) via email, SMS, WhatsApp, or RCS
• Improve our products, services, and website experience
• Comply with applicable laws and regulatory requirements

3. Marketing Communications

By providing your contact information and checking the consent box on our forms, you agree to receive promotional and informational messages from Loan Orbit Pro via RCS, WhatsApp, email, and/or SMS. You may opt out of marketing communications at any time by emailing contact@loanorbitpro.shop.

4. Information Sharing

Loan Orbit Pro does not sell your personal information. We may share your data with:

• Banking Partners: To process your loan application and disbursal
• Credit Bureaus: CIBIL, Equifax, Experian for credit assessment
• Regulatory Bodies: RBI and other regulators as required by law
• Service Providers: Technology vendors and partners bound by confidentiality agreements

5. Data Security

Loan Orbit Pro employs industry-standard 256-bit SSL/TLS encryption, multi-factor authentication, and regular security audits to protect your data. Access to personal information is restricted to authorized personnel only.

6. Data Retention

We retain your personal information for as long as your loan account is active and for a minimum of 7 years thereafter, as required by Indian financial regulations.

7. Your Rights

You have the right to:

• Access a copy of your personal data held by us
• Request correction of inaccurate information
• Request deletion of data (subject to legal obligations)
• Withdraw consent for marketing communications

8. Cookies Policy

Our website uses cookies to enhance user experience. You can control cookie settings through your browser. Disabling cookies may affect certain features of the website.

9. Third-Party Links

Our website may contain links to third-party websites. Loan Orbit Pro is not responsible for the privacy practices of external sites and encourages you to review their policies.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised effective date. Continued use of our services constitutes acceptance of the updated policy.

11. Contact Us

For any privacy-related queries, please contact Loan Orbit Pro at:

📧 contact@loanorbitpro.shop
🌐 www.loanorbitpro.shop